When you buy a home, you’re investing in your future. If you live near Monroe, CT, our team at The Fida Insurance Group can help you explore a wide range of policy options and select the best plan for your needs. Since 2013, we’ve been assisting homeowners like you with professional guidance and support.
Understanding Storm Damage Claims
It’s important to understand how storm damage claims work. According to the Connecticut Insurance Department, homeowners’ insurance typically covers property damage caused by storms, including damage from wind and fire. To ensure your insurance company covers the costs of storm damage, you’ll need proof of what was lost or damaged. Before a storm occurs, take photos of all major appliances, as well as the walls and structures of your home.
If a storm damages your home, take new photos to document which appliances and structures were affected clearly. If the damage makes your home uninhabitable, remove personal property and important documents for safekeeping. Be aware that most insurance companies have time limits for reporting storm damage claims. Make sure you know your specific time limit, report the damage as soon as possible, and keep records of any expenses incurred for alternate housing arrangements.
Schedule an Appointment Today
Connecticut law has specific guidelines for homeowners’ insurance, and your realtor can provide insight into these regulations. Our team at The Fida Insurance Group is also here to help you navigate these guidelines. Homeowners in the Monroe, CT area trust us for professional advice and reliable client support. Call us today to schedule an appointment, and we’ll work with you to find and purchase the right insurance policy for your needs.
