When it comes to protecting your Monroe, CT business, you have to make a lot of decisions. Some of those decisions are about what kinds of insurance you need to protect your assets best. While you don’t want to pay more than necessary for insurance, you don’t want to leave out important protection you need. Fida Insurance Group can give you the information you need to make an informed decision about commercial auto insurance.
Why Do You Need Commercial Auto Insurance?
If you are in an auto accident, you normally expect your personal auto insurance to pay the claim. However, your personal insurance is not responsible if the vehicle was a work vehicle or if the vehicle was being used for work at the time.
For instance, many people think they can use their personal vehicles to run errands for their small businesses. Because those errands are done at work and for the company, you will need commercial auto insurance in case of an accident.
What Kinds Of Vehicles Need To Be Insured?
Many kinds of vehicles may be covered under a commercial auto insurance policy. These include:
- You will need to cover regular vehicles such as sedans, light trucks, and vans. Your policy may give you access to certain discounts.
- You will need to add work trucks to a commercial auto insurance policy. This may include dump trucks and semis.
- Commercial auto insurance can also be used to protect commercial trailers.
Fida Insurance Group Can Help You Protect Your Monroe, CT Assets
Protect your Monroe, CT, before something happens. If you have any questions about whether you need commercial insurance or would like to compare policies, please call Fida Insurance Group today.