{"id":138,"date":"2021-06-14T04:00:00","date_gmt":"2021-06-14T10:00:00","guid":{"rendered":"https:\/\/www.fidainsurancegroup.com\/blog\/?p=138"},"modified":"2021-06-11T10:18:08","modified_gmt":"2021-06-11T16:18:08","slug":"what-are-the-most-common-home-insurance-claims","status":"publish","type":"post","link":"https:\/\/www.fidainsurancegroup.com\/blog\/what-are-the-most-common-home-insurance-claims\/","title":{"rendered":"What are the Most Common Home Insurance Claims?"},"content":{"rendered":"<p><span style=\"font-size:11pt\"><span style=\"font-family:Arial\"><span style=\"color:#000000\">Homeowner&rsquo;s insurance protects your home and your personal belongings inside. In the event of damage, disaster, or theft, homeowner&rsquo;s coverage can be a lifesaver. Here at the Fida Insurance Group, serving Monroe, CT, we can help you find the right homeowner&rsquo;s policy for you. But did you know that you can lower your premiums if you take steps to mitigate your risk against common claims?<\/span><\/span><\/span><\/p>\n<h3><span style=\"font-size:13.999999999999998pt\"><span style=\"font-family:Arial\"><span style=\"color:#434343\">Wind and Hail<\/span><\/span><\/span><\/h3>\n<p><span style=\"font-size:11pt\"><span style=\"font-family:Arial\"><span style=\"color:#000000\">The damage caused by wind and hail is the most common home insurance claim. Tornadoes, thunderstorms, hurricanes, and other natural phenomena are encompassed under this type of claim. And while there may be no steps for you to mitigate your risk, Fida Insurance Group is here to keep you safe and protect your home.<\/span><\/span><\/span><\/p>\n<h3><span style=\"font-size:13.999999999999998pt\"><span style=\"font-family:Arial\"><span style=\"color:#434343\">Fire and Lightning<\/span><\/span><\/span><\/h3>\n<p><span style=\"font-size:11pt\"><span style=\"font-family:Arial\"><span style=\"color:#000000\">One of the most expensive and damaging claims is that of a fire. These fires can be caused internally or by lightning strikes, but they can destroy a lot of property quickly. However, you can lower your risk by having a fire extinguisher or blanket, a working smoke alarm, and having a carbon monoxide detector. While these cannot protect you against a fire from ever happening, it can reduce what is lost.<\/span><\/span><\/span><\/p>\n<h3><span style=\"font-size:13.999999999999998pt\"><span style=\"font-family:Arial\"><span style=\"color:#434343\">Water and Freezing Damage<\/span><\/span><\/span><\/h3>\n<p><span style=\"font-size:11pt\"><span style=\"font-family:Arial\"><span style=\"color:#000000\">A burst pipe in the winter or an appliance leak in the summer, water damage is an often-occurring home insurance claim. The best way to mitigate this risk is to check and maintain your plumbing, water lines, and sprinkler systems frequently, and steps to protect against freezing.<\/span><\/span><\/span><\/p>\n<p><span style=\"font-size:11pt\"><span style=\"font-family:Arial\"><span style=\"color:#000000\">By speaking with one of our agents here at Fida Insurance Group, serving Monroe, CT, you can learn about the variety of coverage options, and what you can do to mitigate your risk. We are happy to help answer any questions regarding homeowner&rsquo;s insurance and help you find the right policy.<\/span><\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Homeowner&rsquo;s insurance protects your home and your personal belongings inside. In the event of damage, disaster, or theft, homeowner&rsquo;s coverage can be a lifesaver. Here at the Fida Insurance Group, serving Monroe, CT, we can help you find the right homeowner&rsquo;s policy for you. But did you know that you can lower your premiums if [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[5,8],"class_list":["post-138","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-fida-insurance-group","tag-monroe-ct"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.fidainsurancegroup.com\/blog\/wp-json\/wp\/v2\/posts\/138","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fidainsurancegroup.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fidainsurancegroup.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fidainsurancegroup.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fidainsurancegroup.com\/blog\/wp-json\/wp\/v2\/comments?post=138"}],"version-history":[{"count":1,"href":"https:\/\/www.fidainsurancegroup.com\/blog\/wp-json\/wp\/v2\/posts\/138\/revisions"}],"predecessor-version":[{"id":139,"href":"https:\/\/www.fidainsurancegroup.com\/blog\/wp-json\/wp\/v2\/posts\/138\/revisions\/139"}],"wp:attachment":[{"href":"https:\/\/www.fidainsurancegroup.com\/blog\/wp-json\/wp\/v2\/media?parent=138"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fidainsurancegroup.com\/blog\/wp-json\/wp\/v2\/categories?post=138"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fidainsurancegroup.com\/blog\/wp-json\/wp\/v2\/tags?post=138"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}